Anderson Appraisal, LLC is your FHA certified appraisal company

Anderson Appraisal, LLC is TX state certified and on the FHA Roster of approved residential appraisers. This means that we are qualified and approved by the FHA to do appraisals for property loans underwritten by them. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Anderson Appraisal, LLC is well-trained on how to work in accordance with the rules and regulations provided.

Be sure to contact Anderson Appraisal, LLC if you need an appraisal done for an FHA-secured loan.

If your loan is FHA certified, that means that it has been secured by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is make sure that the mortgage is taken care of in case the borrower defaults on his or her loan obligations. Low-income and moderate-income homebuyers benefit from an FHA-insured loan; the point of the Federal Housing Administration is to aid credit-worthy consumers to meet expectations and qualifications for lenders that they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Purchasers with lower income or less starting capital to put down on a mortgage are assisted the most from Federal Housing Administration loan programs.